AFTER MARKET CONCEPTS LLC.           

                                                              
Dear Sir or Madam:

Vernon Law, (1751 – 1818) once said, “Experience is a hard teacher because she gives us the test first, the lesson afterward”. Participants in today’s business world will admit that quote is just an applicable today as it was two hundred years ago. No matter how much thing change, it stands true, they stay the same.

Today, it appears once again, commercial lending institutions are being severely tested. With the cost of fuel, renewed inflation, a stagnate economy and depreciating real-estate values, today’s retail lending institutions are finding it difficult to remain profitable. Furthermore, Credit Union’s are offering greater access, increased levels of customer service and low fee schedules which are beginning to attract large numbers of your formerly loyal customer base.

Samuel Butler, (1612 – 1680) said “Self preservation is the first law of nature.” At AfterMarket Concepts LLC. we recognize these challenging new tests, as well as, the law of self preservation. Therefore, in partnership with Royal Administration Services, AfterMarket Concepts LLC has developed a new and used vehicle extended warranty protection plan designed to be offered at the time of loan closing, just as you do with “GAP” and “A & H” coverage. By offering this plan you bring needed benefits to your borrower while providing an additional source of revenue to the bank.

Historically, extended service plans have been provided exclusively by automobile retailers who, of course earn a nice mark-up over the cost of the plan. Furthermore, if a borrower chooses to purchase transportation from a private party, until now, your borrower would not have an opportunity to purchase extended warranty coverage even if he desired; Until now!

Your financial institutions ability to provide extended warranty coverage directly to the borrower allows the bank to retain the profit generated by this service, as well as, interest on that profit for coverage the borrower would purchase at the point of sale anyway. The borrower’s repayment commitment will not be increased, yet your bank will significantly increase its bottom line.

If this opportunity sounds good to you, please call 303-646-0673 and ask for Vince Frey or Jerry Diesel.

Sincerely,

         AfterMarket Concepts LLC.

“ OLD WEST VALUES  NEW  WEST IDEAS ”